How to Unfreeze Afterpay Account

How to Unfreeze Afterpay Account

A digital payment company called AfterPay enables customers to postpone paying for their purchases with the help of the pay later feature. Users can make weekly installments until they have paid for the items in full. One of the finest features of this platform is that there is no interest of any type paid, and no credit check is necessary to utilize AfterPay. Why your Afterpay account is blocked or why you are unbanned from Afterpay is explained in the article. You can also open a second Afterpay account and use many services. Read the entire article to learn more about how to unfreeze Afterpay account and take advantage of the benefits you desire.

How to Unfreeze Afterpay Account

How to Unfreeze Afterpay Account

Keep reading further to find the way to unfreeze your Afterpay account. But let’s first learn why can’t you access your Afterpay account.

Why Can’t You Access Your Afterpay Account?

If you are having trouble accessing your Afterpay account, these may be the reasons behind this problem:

Why is Your Afterpay Account Frozen?

Your account will be suspended until all payments are made if you make a late payment or ignore your bills. Your account may be frozen for a number of reasons like:

  • Altering your account details
  • Making a payment that violates the terms and conditions of Afterpay
  • Using an unsupported credit card
  • Placing an excessive number of orders

These are a few reasons why is your Afterpay account frozen. Keep reading to learn how to unfreeze Afterpay account.

How Long Does Afterpay Suspend Your Account?

Below are the various cases for which your account suspension period is decided:

  • As long as you don’t comply with Afterpay’s user requirements, your account will be suspended.
  • Also, it will not be restored until all past-due payments are made.

In addition, late fees are assessed when installment payments for purchases are not made or when invoices are not paid within the customary ten-day grace period.

Also Read: How Long Does MoneyGram Hold Money

What Happens When Afterpay Blocks Your Account?

If you fail to pay your invoices on time or neglect them, your account will get blocked. Additionally, it assesses daily compounding late fines. Until all payments and late fees are paid, your account will remain suspended. Afterpay’s risk management team will also deny future access to the account if someone persists in violating the terms and conditions despite several warnings.

Can You Get Unbanned from Afterpay?

Yes, if you pay off all of your debts, Afterpay will unban you. If you are certain that you have been charged in error, you may also challenge the charge or file a complaint to get your AfterPay account reinstated. Your account can be quickly retrieved once you’ve filled out all the necessary data.

How to Unfreeze Afterpay Account?

To unfreeze your Afterpay account, you will have clear all your debts and request unfreezing by raising a ticket on this Afterpay help page. Fill in all the required details, including an explanation of your account situation and unfreezing request. After submitting the ticket, Afterpay representatives will get in touch with you with their response.

Afterpay help page

Also Read: How to Unfreeze Venmo Account

Can You Reactivate Your Afterpay Account?

Yes, you can reactivate your Afterpay account once all your past payments are done. Your account must be up to date with all bills cleared and the terms and conditions satisfied. Only then you will be able to recover everything.

Can You Make Another Afterpay Account?

Yes, you can easily make other accounts. You just have to enter your details correctly on the portal and make a new account. You can have up to 3 orders at a time from one account. As you become a frequent user, it allows an increase in your spending limits as well.

What’s the Highest Limit on Afterpay?

Afterpay transaction and order limit varies from store to store. It usually has the order and account limits starting low, which only increase once you establish a consistent payment track record. The maximum limit per transaction is $1500, while your outstanding account limit can be up to $2000.

Does Afterpay Hurt Your Credit?

No, Afterpay does not affect your credit score or rating. Though your credit score can be impacted when somebody does a credit check or if you get to pay the debts. Read this article from the start to find the steps explaining how to unfreeze Afterpay account.

Note: It is very rare for Afterpay to do credit card checks or report your cards.

What Happens If You Never Pay Afterpay Back?

If you don’t pay your dues to Afterpay even after the date has passed, the company will subject you to a late fee. The fee shall increase as long you don’t pay your balance. Along with this, your account will be locked. All your new purchases and payments will freeze until you pay your overdue payments.

Can Afterpay Take You to Court?

Yes, if you cause a lot of inconvenience in following the rules and regulations of the company, they can take you to court. One such example of Afterpay is that a case has been filed against the firm in the US, which was accused of allegedly deceptive marketing practices. Such lawsuits are rare but certainly possible.

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We hope that you learned about why is your Afterpay account frozen and how to unfreeze Afterpay account. Feel free to reach out to us with your queries and suggestions via the comments section below. Also, let us know what you want to learn about next.

Posted by
Pete Mitchell

Pete is a Senior staff writer at TechCult. Pete loves all things technology and is also an avid DIYer at heart. He has a decade of experience writing how-tos, features, and technology guides on the internet.

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