How Old Do You Have to be to Have a PayPal Account?

PayPal is one of the most popular online payment services in the world, providing a secure and convenient way to send and receive money online. Thus, many people, especially youngsters, often wonder about the age requirements for a PayPal account. This article will provide you with all the information regarding PayPal’s age policy, how old do you have to be to have a PayPal account, and what you can do if you’re not yet old enough to create your account.

How Old Do You Have to be to Have a PayPal Account?

How Old Do You Have to be to Get or Have a PayPal Account?

According to PayPal’s User Agreement, you must be at least 18 years old to open a PayPal account. This is because PayPal is a financial service that involves money transfers and payments, and some regulations and laws require PayPal to verify the identity and age of its users. Therefore, if you are under 18 years old, you will not be able to create a PayPal account on your own.

However, you may be able to ask your parents or guardian to create an account on your behalf, with their permission and supervision. They can link their bank account or credit card to the account, and you can use the account to make payments or receive funds.

Note: Please note that this option may be subject to additional terms and conditions and should be used only with the permission and involvement of your parent or guardian.

What Happens If You Make a PayPal Account Under 18?

Previously, PayPal provided a PayPal Student account, but this was later discontinued due to the inability of minors under 18 years old in the United States to enter into legally binding contracts.

  • Presently, if PayPal identifies that a user is under 18 years old, all remaining funds in their account will be withheld and the account will be restricted, flagged as “limited” thereby preventing further access.
  • Additionally, if an individual previously attempted to register as a minor on PayPal, they may be permanently banned from utilizing the service.

Also Read: How to Fix Tinder Age Restriction

Is Making a Fake PayPal Illegal?

Yes, creating a fake PayPal account or providing false information when setting up a fake account is illegal and is considered fraud. It violates PayPal’s User Agreement and can result in your account being suspended or terminated. Additionally, creating a fake PayPal account to defraud or deceive others may also be a criminal offense and can result in legal consequences, such as fines or imprisonment. It is important to provide accurate and truthful information when creating an account with PayPal or any other online platform.

PayPal's User Agreement

Also Read: How to Change Age on TikTok

Frequently Asked Questions (FAQs)

Q. Can I Use PayPal at 17?

No. According to PayPal’s User Agreement, you must be at least 18 years old to use their service. Therefore, if you are 17 years old, you may not be able to create a PayPal account or use the service.

Q. Can PayPal Find Out Your Age?

Yes, PayPal may be able to find out your age through various means, including the information you provide when creating an account. PayPal may also ask for additional documentation to verify your identity, such as a government-issued ID. If you provide false information, it may be considered a violation of PayPal’s User Agreement and could result in your account being suspended or terminated. Therefore, it’s important to provide accurate information when setting up your account.

Q. Can I Change My Age on PayPal?

No, PayPal does not allow you to change your date of birth after you have registered for an account. This is because your age is an important piece of information used to verify your identity and comply with regulations related to financial transactions.

If you need to correct your date of birth,

  • you can contact PayPal customer support and request to close your account. T
  • then, create a new one with the correct information.

Note: However, it is important to note that creating a new account solely to change your age is not allowed and can be considered fraud, which is a violation of User Agreement and can result in the suspension or termination of your account.

PayPal customer support

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We hope that you learned how old do you have to be to have a PayPal account. Feel free to reach out to us with your queries and suggestions via the comments section below. Also, let us know what you want to learn about next.

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